Day 8: Open a High-Yield Savings Account to Make Your Money Work Harder

It's time to have the talk with your savings account. You know, the one where you say: "Listen, it's not me—it's you. You're lazy, and I need you to start pulling your weight."

A high-yield savings account (HYSA) is like that overachieving coworker who does twice the work but never brags about it. With interest rates often 10x higher than your traditional savings account (yes, ten times!), your money finally stops loafing around and starts earning some respect.

The best part? You don’t have to do much—just park your cash there, sit back, and watch it grow. Think of it as giving your dollars a gym membership where they can bulk up without you lifting a finger.

Here are a few top-notch contenders to consider: Please note rates are constantly changing; these are current as of writing this post on 11/25/24. They are subject to change.

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